Welcome to www.encompassLife.com (the “Website“). The Website is owned and operated by MCS Coaching & Consulting. (“MCS“, “us” or “we“). These terms also include HOW-TO-WOW.COM and ENCOMPASS-U.COM.

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THE WEBSITE. By using the Website, you signify your agreement to these Terms of Use. If you do not agree to these Terms of Use, you may not use the Website. In addition, when you use any of our current or future services, you will also be subject to our guidelines, terms, conditions and agreements applicable to those services. If these Terms of Use are inconsistent with the guidelines, terms and agreements applicable to those services, these Terms of Use will control


Please review our Privacy Policy, which also governs your visit to the Website, to understand our privacy practices.

We may sell products for children, but sell them to adults who can purchase with a credit card or other permitted payment method. If you are under 18, you may use the Website only with the involvement of a parent or guardian. We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in our sole discretion.


You agree that these Terms of Use are supported by reasonable and valuable consideration, the receipt and adequacy of which you hereby acknowledge, including, without limitation, your access to and use of the Website and data, materials and information available at or through the Website.


All content contained on the Website (collectively, “Content“), such as text, graphics, logos, icons, images, audio and video clips, digital downloads, data compilations, and software, is our property or the property of our licensors or licensees, and the compilation of the Content on the Website is our exclusive property, protected by United States and international copyright laws, treaties and conventions. All software used on the Website is our property or the property of our software suppliers and protected by United States and international copyright laws, treaties and conventions.

Any trademarks, service marks, graphics, logos, page headers, icons, scripts and trade names (each, a “Mark“) contained on the Website are proprietary to us or our licensors or licensees. Our Marks may not be used in connection with any product or service that is not ours in any manner that is likely to cause confusion among users or that disparages or discredits us or anyone else. All other Marks not owned by us that appear on the Website are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by us.

We grant you a limited license to access and make personal use of the Website. No Content of the Website or any other Internet site owned, operated, licensed, or controlled by us may be copied, reproduced, republished, downloaded (other than page caching), uploaded, posted, transmitted or distributed in any way, or sold, resold, visited, or otherwise exploited for any commercial purpose, except that you may download one (1) copy of the Content that we make available to you for such purposes on a single computer for your personal, noncommercial, home use only, provided that you: (a) keep intact all copyright, trademark and other proprietary rights notices; (b) do not modify any of the Content; (c) do not use any Content in a manner that suggests an association with any of our products, services or brands; and (d) do not download Content so as to avoid future downloads from the Website. Your use of Content on any other website or computer environment is strictly prohibited.

The license granted to you does not include, and specifically excludes, any rights to: resell or make any commercial use of the Website or any Content; collect and use any product listings, descriptions, or prices; make any derivative use of the Website or Content; download or copy account information for the benefit of anyone else; or use any form of data mining, robots, or similar data gathering and extraction tools. You may not frame, or utilize framing techniques to enclose, any Mark, Content or other proprietary information, or use any meta tags or any other “hidden text” utilizing any such intellectual property, without our and each applicable owner’s express written consent. Any unauthorized use automatically terminates the license granted to you hereunder. You are granted a limited, revocable, and non-exclusive right to create a hyperlink only to our home page provided that the link does not portray us or our licensors or licensees, or their respective products or services, in a false, misleading, derogatory, or otherwise offensive matter. You may not use any of our or any such party’s intellectual property as part of the link without our and each such party’s express written consent.

5. refund policies*

Our refund policy reflects the commitment to have your upgrades occur with ease. 

Our refund policy per event is listed below.

Funds can be transferred to other classes or services of your choice. Transfers will be allowed in the percentage of payment made in accordance with the time frames listed below for each class. 

Body Electronics*
-Canceling 30 days or more before class begins - 75% of your investment will transfer.
-Canceling 30 days or less, 50% of your investment will transfer.  
-Cancellation once the virtual portion of class has started, 30% of your investment will transfer.
This class requires teams of 6 people. EL invests in coaching, supplements, food and lodging on your behalf. Your credit may be applied to another EL class or service.

In-Person Events (excluding BE)*
-Canceling 14 days or more before class begins, full amount of payment will transfer.
-Canceling 14 days or less before class begins, 75% will transfer.

Online Classes*
-Canceling before class has begun, full amount will transfer.
-Canceling after class has begun: -¼ or less of classes have taken place, 60% will transfer
-Canceling when ¼ - ½ of classes have taken place, 40% will transfer
-Canceling when more than half of classes have taken place, no funds will transfer

Coaching Calls* 
If canceled with more than 48 hours notice, full amount transfers to the next call. If less than 24 hours notice, 1 grace cancellation will be given. After grace cancellation, $100 cancellation fee may be charged. 

Packages typically include both in-person and virtual classes.
Policies are as follows:
Body Electronics 
-Canceling Body Electronics more than 30 days before - student owes 25% of retail price to reschedule class
-Canceling Body Electronics less than 30 days before class begins - student owes 50% of retail price to reschedule
-Canceling Body Electronics after virtual portion has begun - student owes 70% of retail price to reschedule

Coaching curriculum requires upfront payment to obtain the savings we are offering.
These packages are designed for people really committed to living Life to their fullest potential and require full on commitment and participation. Individuals who complete our training have skills in leadership and coaching which a very small percentage of people have awareness of.  Make sure you are committed to this class refunds are only granted in an emergency.  If you require to miss a class, you can attend another one.  Since our classes build on one another there may be an additional investment required to cover coaching costs associated with getting  the attendee back on track.  This is why we offer savings on classes for students who take them sequentially. 

Advanced Class*
Upfront payment on this class is required.  This class is for those who choose to lead and excel in their life and required to be a coach with EL. Each person will face their current limitations and transform them into their strengths.  No refunds are given for this class.  If an emergency arises, speak with an EL representative.

*If a class is moved to another date, all attendees can transfer to the next class or a later class of their choosing.  MCS may offer special extras to accommodate the inconvenience of the attendee.

*In cases of true emergency, please contact MCS offices at your earliest available time by phone to negotiate special considerations for your situation. MCS is committed to finding a solution in accordance with our clients’ requirements.